xenlimo

Privacy Policy

Last updated: January 2026

At Xenlimo SpA (hereinafter, "Xenlimo"), we are committed to protecting the privacy and personal data of our users in accordance with Law 21,719 on Personal Data Protection of Chile and other applicable regulations. This policy describes how we collect, use, store, and protect your personal information when you use our platform.

1. Data Controller

The data controller for your personal data is Xenlimo SpA, with RUT 77.345.678-9, domiciled at Av. Apoquindo 4700, Office 1502, Las Condes, Santiago, Metropolitan Region, Chile. You can contact us at any time via email at contacto@xenlimo.com for inquiries related to your personal data.

2. Data We Collect

We collect data that you voluntarily provide when registering or using our platform, including: full name, email address, phone number, home address, financial information related to investments, and identification data (identity card or passport). We also collect data automatically, such as IP address, browser type, operating system, pages visited, session duration, and technical cookies necessary for the site's operation.

3. Purpose of Processing

We use your personal data to: manage your account and verify your identity; process and manage your investments on the platform; send you communications related to your investments and project status; comply with legal and regulatory obligations before the CMF and the Internal Revenue Service; improve our services and user experience; and, with your prior consent, send you commercial information about new projects and investment opportunities.

4. Legal Basis for Processing

The processing of your personal data is based on: the execution of the investment contract you enter into with Xenlimo; compliance with legal obligations (financial, tax, and anti-money laundering regulations); your explicit consent, where applicable; and our legitimate interest in improving the platform and preventing fraud, provided that your fundamental rights do not prevail.

5. Data Transfers

Your personal data may be shared with: financial institutions necessary to process transactions; regulatory bodies and competent authorities when required by law; technology service providers that assist us in operating the platform, who are subject to confidentiality agreements. We do not sell or rent your personal data to third parties for commercial purposes. In the event of international data transfers, we ensure that recipients meet protection standards equivalent to those required by Chilean legislation.

6. Data Retention

We retain your personal data for the time necessary to fulfill the purposes described in this policy and applicable legal obligations. Financial and investment data is retained for a minimum of five years after the end of the contractual relationship, in accordance with current tax and financial regulations. Once the retention period has elapsed, the data will be securely deleted or anonymized.

7. Rights of the Data Subject

In accordance with Law 21,719, you have the right to: access your personal data and obtain a copy thereof; request the rectification of inaccurate or incomplete data; request the deletion of your data when it is no longer necessary; object to the processing of your data in certain circumstances; request the portability of your data to another controller; and revoke your consent at any time. To exercise these rights, send an email to contacto@xenlimo.com indicating your request. We will respond within a maximum period of 30 business days.

8. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, loss, alteration, or destruction. These measures include encryption of data in transit and at rest, role-based access controls, continuous security monitoring, and periodic audits of our systems.

9. Changes to this Policy

We reserve the right to update this privacy policy to reflect changes in our practices or applicable legislation. Any modification will be published on this page with the corresponding update date. We recommend that you review this policy periodically.

10. Contact

If you have questions, comments, or requests related to this privacy policy or the processing of your personal data, you can contact us via: email contacto@xenlimo.com, or by sending a written communication to Av. Apoquindo 4700, Office 1502, Las Condes, Santiago, Chile.

xenlimo

Real estate crowdlending platform in Chile. We connect investors with high-potential urban development projects.

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Xenlimo SpA — RUT: 77.345.678-9

Registered at the Commerce Registry of Santiago, No. 45.892-2024

Incorporated in 2024 under the laws of the Republic of Chile

Regulated by the Financial Market Commission (CMF)

© 2026 Xenlimo SpA. All rights reserved.

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